With the Financial Overview GENI puts your income, fixed costs and variable spending side by side, and builds a concrete savings plan from it.
Available from Growth. No connection needed, though with Stripe Insights it pulls your revenue automatically.
What can GENI do with it?
- Analyse your financial picture , income, fixed costs, variable spending, debts and savings goal in one overview, with a verdict attached
- Build a savings plan with a concrete monthly target, and where that has to come from
If you have Stripe Insights active, GENI uses your actual revenue figures. If not, it asks you to state the amounts or paste an overview.
Example: what you ask, what you get
I earn 3,200 net. Rent 1,150, insurance 210, subscriptions 95,
groceries 450, eating out about 200. I want to save 500 a month.
Financial overview , per month
Item Amount Net income € 3,200 Fixed costs € 1,455 Variable spending € 650 Left over € 1,095 Your € 500 savings goal is comfortably within reach; you still have € 595 after it.
What stands out
- Your fixed costs are 45 percent of income. Under 50 is healthy, but the rent weighs heavily.
- € 95 in subscriptions is a lot for one household. That is usually the item with the quickest win.
- There is nothing set aside for the unexpected. Reckon on € 100 to € 150 a month, otherwise it eats into your savings.
Shall I build a savings plan towards € 700 a month?
Requirements
- Plan: Growth and up
- Connection: none. Stripe Insights is optional for automatic revenue figures
Activating
- Go to Dashboard -> Skills and activate Financial Overview
- State your income and main costs, or paste an overview
- Ask for an analysis
What it costs
| Action | Credits |
|---|---|
| Financial analysis | 10 |
| Savings plan | 8 |
See The credit system.
Limits
- This is not financial advice. No tax advice, no investment advice, no mortgage calculations. For those, see an adviser.
- There is no bank connection. GENI does not read your account; you supply the figures yourself or through Stripe.
- It calculates with what you state. Forget an item and the overview is wrong, and it cannot tell.
- No automatic transaction categorisation. If you paste a long list of debits, group them roughly yourself.
- Amounts are monthly unless you say otherwise. Annual costs (insurance, subscriptions) you divide by twelve or flag explicitly.
Troubleshooting
The overview is wrong. Usually an item is missing or an annual amount sits among the monthly ones. State both explicitly.
The advice is too generic. Give it a goal: an amount to save, a debt to clear, or a purchase you are saving for.
It asks for figures I already gave. Put your fixed data in your memory, then you only mention changes.
I want my business revenue included. Activate Stripe Insights and it pulls that in itself.
Frequently asked questions
Can it read my bank account? No. There is no bank connection and there will not be one lightly; you supply the figures yourself.
Is this for personal or business use? Both work. Personally you supply the amounts; for business the revenue side can come through Stripe Insights.
Does this stay between us? Yes. Your data is not used to train AI. See the privacy policy.
Can I get an overview monthly? Yes, through Scheduled tasks, for example on the first of the month.
Back to Skills marketplace See also: Stripe Insights · Invoice Automator · Memory On the site: all skills
dGENIX Docs, Financial Overview, updated August 2026